How To Save Money On An Unexpected Funeral
If you recently had a loved one die unexpectedly, it can be a very traumatizing time. The last thing you probably want to think about are funeral services, but unfortunately, someone is going to have to step up and do it. If your loved one did not have a set plan for their funeral before they went, the amount of options open to you are overwhelming. Here are a few ways to make sure you give your loved one the send off they deserve, but without putting anyone into debt.
Talk with the Family About Cremation
If your loved one did not have a preference either way when it comes to burial versus cremation, talk about the situation with the rest of the family. Some may have strong opinions, but keep in mind that cremating is generally less expensive than a traditional burial. You can also keep your loved one’s urn with you in your house, which also helps avoid burial costs.
Read the Funeral Home’s Contract in Detail
Funeral homes are generally up front and try to be as helpful as possible, but you should still read the contract before signing it. One way that a funeral can end up being more expensive than expected is if you ask the funeral director to take care of certain things for you. A funeral home can help you with third party arrangements like flowers or an organist, etc. But there are sometimes additional service fees that you will have to pay in exchange for the funeral home taking care of some of these things for you.
Keep Your Emotions in Check
When a loved one dies, you are obviously going to be emotional, but the key is to not let this have an effect on your spending. You may want to give your loved one a beautiful send off, but consider that funerals are largely for those that are still living, not the person in the casket or the urn. If you are having trouble with your emotions, ask other family members to help you out.
Having to plan the funeral of someone that was close to you can be a very sad experience. Most funeral homes like Christmans Funeral Home Inc will be very understanding and do all they can to help you. But you should still take some measures to try and keep the cost of the funeral services in check. Read the funeral home’s contract before signing and lean on your family members if you need help trying to keep your emotions in check.